Indigo (aka Chapters/Indigo) is Canada’s largest bookstore chain and one of my favorite places to shop. Not only do they have a wide selection of books, but they also sell accessories, home decor, stationery, electronics (like the Kobo e-reader) and toys.
With Black Friday & holiday season right around the corner, learn how to earn some extra cash back with your online purchases at Indigo!
EDIT: As of May 2021, it’s easier now to load your Stack card with an Interac e-Transfer request!
EDIT: As of June 2020, the Stack Prepaid MasterCard is available to residents of Quebec !
For those who travel internationally, it’s wise to travel with some local currency of the country you’re visiting. It’s always good to have cash to pay for taxi rides, hotel tips and street food as most of these places don’t accept credit cards.
The most common and straightforward way to obtaining the local currency is by withdrawing at a foreign ATM. But, using your debit card abroad for ATM withdrawals can be an expensive proposition. Most Canadian banks charge between $3 and $5 for using your debit card in a foreign ATM. Ouch!
Wouldn’t it be nice if there was a way to withdraw cash from an ATM without annoying fees?
There are countless reward programs available to help Canadians achieve their travel dreams. In the previous section, I demonstrated how to redeem your Aeroplan miles for flights. As for using points for hotel stays, Marriott Bonvoy is one of the best hotel reward programs available for Canadians because points are flexible and can be redeemed in multiple ways.
So in this last article of the series, I will be discussing tips and strategies to use when redeeming Marriott Bonvoy points.
It’s quite easy today to earn tons of travel reward points and miles with credit cards, online shopping portals (like the Aeroplan eStore) and online surveys. But the point of collecting all those points (pun intended 😉 ) is not to hoard them but rather redeem them for vacations or trips. So, it’s always a good idea to earn and burn — to earn points and then redeem them before they expire or there’s a program devaluation.
So, are there any tips and tricks to redeeming those points and miles?
Earning travel reward points can help to achieve your travel dreams. But sometimes, you need a high number of points to redeem for a flight or hotel night. How do you earn a substantial amount of points within a short period of time?
The answer lies with credit cards and will be the focus of this article.
Most people agree that plane tickets and hotel nights are generally the most expensive components of a trip or vacation. But what if there was a way to reduce or eliminate the cost of such flights or hotels? Read more
What if I told you, that you could get paid to apply for a no annual fee credit card and get a free hotel night with it?
Sounds unbelievable right? Well it’s true and I will show you how in the post below.
**I would like however to make a quick mention that this particular credit card is only open to Canadian residents but you can learn more about the US version of the card here.
MBNA Best Western card details
The MBNA Best Western Mastercard is the only no annual fee credit card in Canada associated with the Best Western hotel chain, which covers over 4,000 hotels worldwide in 80 countries. Best Western Rewards is their reward program that allows members to earn points through hotel stays, car rentals and credit card spending.
The great thing about BW Rewards however is that their points never expire! Also, it’s free to join so you can click to sign up if you haven’t already joined.
Plus, earn a $50 cash bonus by applying for this credit card through Great Canadian Rebates!
A Free hotel night
The MBNA Best Western Rewards Mastercard is offering 20 000 Best Western Rewardspoints after your first purchase. *Points are usually posted to your account 8-10 weeks after the first transaction, usually on your 2nd or 3rd statement.
Now what could you do with those 20 000 points? Well, a free hotel night with Best Western ranges from 8,000 to 36,000 points depending on the property type and location. Thus, you could obtain between 1-2 free hotel nights with this credit card bonus right away!
Here are some examples of where you could spend your points:
Hotel Majestic in Mexico City – 8,000 points
The nightly rate is 1410 Mexican pesos, which converts to approx $95 CAD, but only costs 8000 points/night. This is a fantastic deal! You could stay for 2 nights for 16,000 points and save $190!!!
Hotel I Triangoli in Rome – 12,000 points
Here, the nightly rate is 56 Euros which converts to approx 85$ CAD, but it only costs 12,000 points/night which is still quite a deal when visiting the Italian capital!
Toronto Airport Carlingview Hotel – 20,000 points
Finally, we have this hotel situated close to Pearson International Airport in Toronto. It costs 20,000 points/night but in exchange, allows you to save a considerable amount (roughly $171 per night) which can be used for other travel expenses.
Other benefits of the card
With the MBNA Best Western card, you earn BW Rewards points according to the following rate:
5 Best Western Rewards® points for every $1 in eligible purchases at Best Western properties
1 Best Western Rewards® point for every $1 in other purchases.
*Note that there are no limits to the amount of points that can be earned using the credit card in a year.
Plus, after your first purchase you’re awarded Best Western “Gold Status” . Gold status has the following benefits:
Choice of thank you gift or points upon arrival
10% bonus points for each eligible stay
Finally after spending $10,000 on the card in one calendar year, you can reach Diamond status which provides 30% bonus points for each stay.
Again, to join BW rewards you can click here to sign up.
Now remember that mention about being paid for getting the card?
Bonus $50 when you apply through Great Canadian Rebates
Here’s where the interesting cash bonus comes in. If you apply for this card through Great Canadian Rebates, you could earn a $50 bonus!!!
What’s Great Canadian Rebates (GCR) you ask? For those unfamiliar, it’s a website that offers cash back rebates on almost every online purchase with select Canadian merchants. This includes stores such as: Sport Chek, Amazon.ca, Home Depot and many more. The cash back rate will vary between 1% to 8% with the average being 4% for most vendors; but they also provide cash back when you apply to certain financial products (such as $50 for the MBNA BW credit card).
Interested in getting this offer? Here’s what you’ll need to do:
Sign up for Great Canadian rebates through this link, or login if you already have an account.
Choose your cash back method such as Paypal, egift card, or a cheque sent to your home. My preference is to be paid by Paypal and then deposit the funds directly into my bank account.
Type “Best Western” in the search bar to find this offer or look under Categories > Credit Cards & Finance and scroll down to find it.
Click on the link to apply which will open in a new browser tab.
Proceed with the MBNA application by providing your personal information like address, date of birth, employer and income.
*Important Note* applying for this credit card will result in hard inquiry by MBNA on your credit report.
Once you’re approved, GCR will keep track of your application and send the cash back about 2-3 months later, (usually by the 28th of the month). To help you out, you can refer to the following schedule.
MBNA will then send out your credit card within 1-2 weeks. While waiting, you can create a free Best Western account via this page (if you don’t already have one) and call MBNA to add your BW membership number to your credit card file.
*** On the MBNA application page, there is nowhere to enter your BW number. So you will need to call MBNA at 1-888-876-6262 to add it after your application. This will help make sure that the BW points post into your account and not into a new or duplicate one created by MBNA.
Once your card arrives, just purchase something (even if it’s just $1) and within 2-3 statements you should have the bonus 20,000 BW points in your account!
The MBNA Best Western Mastercard is a fantastic no annual fee credit card. Between the bonus of 20,000 rewards points after first purchase (enough for a free hotel night at select Best Western properties), the ability to earn BW points and a cash bonus of $50 through Great Canadian Rebates, it makes this a great offer to GO start in the world of travel points.
Click here if you’re interested in getting this card.
Are you excited to get a free hotel night with the MBNA Best Western card? Let me know in the comments below.
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Disclosure: MBNA is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, please visit the MBNA website.
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